According to an October 2024 article on bankrate.com, Nebraska ranks #1 in the country when it comes to Homeowners Insurance rate increases. This isn't necessarily breaking news if you are a homeowner in the Cornhusker state. However, this alarming trend has left homeowners across the state grappling with rising premiums, and the reasons behind these [...]
In the face of natural disasters like tornadoes, the aftermath can be devastating, turning everything upside down from homes to businesses. That's where a Sola Tornado policy comes in, offering essential financial support to help you get back to everyday life with ease. Last year, Stonebridge Insurance partnered with Sola Insurance to provide out clients [...]
Deciding whether to maintain comprehensive (other than collision) and collision coverage on your auto insurance policy involves considering factors such as your vehicle's value, financial stability, driving habits, and local risks. Evaluating these aspects can help you make an informed decision that balances protection and savings.
Understanding Split Deductibles and Your Home Insurance Policy When protecting your home with insurance coverage, the deductible is an important factor to consider. What exactly is a deductible on your home insurance? A deductible is the amount of money you are responsible for paying out of pocket in the event of a claim. Sometimes, a [...]
When it comes to protecting your home with insurance, understanding the factors that influence your premiums is important. Home insurance premiums can vary significantly based on various factors. In this post, we will discuss the top 10 factors that can affect your home insurance premiums: Location The location of your home plays a significant role [...]
When buying a home, it is imporant to look for certain things that could limit the options you have when it comes time to purchase insurance. Wood Shingles Altough they are less common here in Nebraska than asphalt shingles, there are still some homes that have wood shingles. Wood shingles can be very durable against [...]
As a landlord, you have a lot on your plate. From property maintenance to tenant management, the responsibilities can be overwhelming. One important aspect as a landlord that is often overlooked is ensuring tenants have renters insurance. While it may seem like an additional hassle, requiring renters insurance can bring numerous benefits both to landlords [...]
If you're considering changing your homeowners insurance company but have an escrow account, it's essential to understand the process and potential challenges that may arise. While having an escrow account can add complexity to the task, switching insurance providers seamlessly doesn't have to be complicated. In this blog post, we'll walk you through the steps [...]
When purchasing a used car, it's crucial to understand its history and condition clearly. A term that often arises during this process is a "salvaged vehicle title." In this blog post, we will delve into the concept of a salvaged title, explaining what it means, how a vehicle obtains one, and its implications for potential [...]
A standard homeowners policy typically covers perils such as fire, theft, and weather-related damage, but there are many other perils that homeowners should be aware of. Fire Damage Fire damage is one of the most common perils a homeowners policy covers. This includes damage caused by wildfires, lightning strikes, and electrical fires. Fire damage can [...]