When purchasing a used car, it's crucial to understand its history and condition clearly. A term that often arises during this process is a "salvaged vehicle title." In this blog post, we will delve into the concept of a salvaged title, explaining what it means, how a vehicle obtains one, and its implications for potential [...]
Author: stonebridgeins
What Does My Home Insurance Cover?
A standard homeowners policy typically covers perils such as fire, theft, and weather-related damage, but there are many other perils that homeowners should be aware of. Fire Damage Fire damage is one of the most common perils a homeowners policy covers. This includes damage caused by wildfires, lightning strikes, and electrical fires. Fire damage can [...]
The Difference Between Equipment Breakdown Coverage and A Home Warranty
The landscape of homeownership can be confusing, with various safeguards available to protect homeowners from the financial implications of unexpected damage or loss. Equipment breakdown coverage and home warranties each play unique roles. Equipment Breakdown Coverage Equipment breakdown coverage is an add-on or endorsement to a traditional home insurance policy that specifically covers the cost [...]
A Hidden Danger For Small Business Owners
Most small businesses rely heavily on technology for their day to day operations. So what happens if a cyber breach shuts down their system...and how can they be protected? In today's digital age, small businesses increasingly rely on technology. While technology brings numerous benefits, it also exposes businesses to the risk of cyber threats. Cyberattacks [...]
The Benefits of OEM Coverage
Auto insurance is a crucial financial protection for drivers, as it can provide coverage for accidents, theft, and other incidents that may damage or lead to the loss of a vehicle. However, not all auto insurance policies are created equal, and drivers need to understand the different types of coverage available, including OEM coverage. What [...]
Ten Auto Insurance Misconceptions
Auto insurance is an essential aspect of car ownership. However, many things need to be clarified surrounding auto insurance that can lead to confusion and financial loss. This blog post will discuss the ten most common misconceptions regarding auto insurance. Misconception 1: The color of your car affects your insurance rates. Photo by Erik Mclean [...]
Five Things To Know When Purchasing Home Insurance
Purchasing a house is a major investment and one of the most significant financial decisions you will make. Therefore, it is essential to consider all the necessary aspects, including insurance, before making a purchase. Here are five things people should know about insurance when purchasing a house. 1. Home insurance is not the same as [...]
Home Insurance Coverage Questions: Sewer Back-Up Coverage
We’ve all experienced heavy rains and we can all agree that there’s no better feeling than coming back to a warm and dry home. However, when that amount of rain overwhelms drainage sewers, water only has one place to go: straight into your home.
Understanding Medicare
When it comes to the different Medicare plans and the many options available, it can be overwhelming. From Medicare A and B, to Medicare Part D, and then Medicare Supplements, it may be hard to know where to start...
This Old House
When buying a home, it is imporant to look for certain things that could limit the options you have when it comes time to purchase insurance. Wood Shingles Altough they are less common here in Nebraska than asphalt shingles, there are still some homes that have wood shingles. Wood shingles can be very durable against [...]